| Huntington Bancshares Incorporated is an approximately $100 billion asset regional bank holding company headquartered in Columbus, Ohio, with a network of over 1,100 branches and nearly 2,000 ATMs across eight Midwestern states. Founded in 1866, The Huntington National Bank and its affiliates provide consumer, small business, commercial, treasury management, wealth management, brokerage, trust, and insurance services. Huntington also provides mortgage, auto dealer, equipment finance, national settlement and capital market services that extend beyond its core states. Visit huntington.com for more information. |
Working closely with other attorneys in the Legal Department as well as Huntington colleagues in the Home Lending and Compliance business segments, you will:
* Provide legal advice and counsel to Huntington's Home Lending business segment on marketing, originations and servicing of mortgage loans and home equity loans and lines of credit. * Provide advice on related substantive legal areas such as the Truth in Lending Act, the Real Estate Settlement Procedures Act, the Fair Credit Reporting Act, the Equal Credit Opportunity Act, privacy rules and UDAAP. * Interact with management and advise business segments on complex legal and regulatory issues involving the design, administration, internal operations, and regulatory environment applicable to home-secured lending. * Draft, review and/or negotiate standard and specific consumer loan documents and modifications, seller-servicer agreements, broker and correspondent lending agreements and loan sale agreements. * Advise on operational issues, access and support training programs in the business segments, and provide analysis and input with respect to business projects and conformity with applicable legal and regulatory guidelines. * Coordinate complex projects involving different business segments and assist the business segments in the resolution of complex issues, products, and strategies, while ensuring compliance with regulatory requirements. * Manage, in conjunction with Corporate Compliance, interactions with banking regulators. * Advise on disputes with customers or vendors and supervise and advise on litigation matters.
* Juris Doctor Degree * 3 years relevant in-house or law firm experience specializing in consumer lending -- mortgage lending preferred * Strong working knowledge of consumer lending laws such as TILA/Regulation Z, RESPA/Regulation X, FCRA, ECOA, privacy laws, GSE seller-servicer guidelines and FHA guidelines * Eligible to become licensed as a corporate counsel in Ohio or otherwise admitted to the Ohio Bar
Other Traits and Qualifications: * Experience representing entities regulated by federal banking agencies or experience representing such agencies * Strong attention to detail and an ability to prioritize and work in a fast-paced environment. * Strong communication skills; written and verbal. * Excellent interpersonal skills. * Demonstrated ability to negotiate time lines, delivery dates and resolve conflicts. * Knowledge of the financial services and mortgage industry